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Time, not material goods, raises happiness

A new study has found that paying to free up your time is linked to increasing your level of happiness. Individuals taking part in a psychological experiment said that they felt happier when using $40 (around £30) to save themselves time rather than buying material goods. Stress over not having enough time can lead to […]

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What does the nil rate band really mean for me?

Changes to inheritance tax (IHT) came in earlier this year, affecting the allowance for those wanting to pass on their home to members of the family. But as the changes are being rolled out over the next few years up to the 2020/21 financial year, it can be hard to know if and how the […]

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A real life example of a discretionary trust in operation

Earlier this year, an extended civil restraint order (ECRO) made in 2015 against Rupert Jolyon St John Webster was renewed for a further two years. Rupert Webster believes his lawful share of property that had belonged to his grandparents, Antony and Valerie Webster, has been denied to him.His grandparents had placed The Priory, their farmhouse […]

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September Market Commentary

Introduction It is hard to start this commentary anywhere other than North Korea – or maybe crouching in Japan as a North Korean missile passes overhead. At the beginning of the month, Kim Jong-un threatened to bomb Guam, the US territory in the Western Pacific, and by the end of the month air raid sirens […]

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