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Cash is on the decline in the UK

Is cash still king? As contactless payment options have grown dramatically in availability and popularity in recent years, we have seen a reduction in the use of cash as a result. While there has been a steady decline in cash withdrawals, and the use of cash transactions in general was to be expected as new […]

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The challenge of maintaining healthy habits in lockdown

It can be difficult for anyone to maintain good habits and easy to fall into less helpful ones at the best of times. Those challenges are only made more difficult by the added pressures we all feel while navigating our way through a pandemic, and particularly in lockdown. In fact, a study published in Frontiers […]

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January Market Commentary

Introduction  2020 has been a year like no other, and yet – as we will see below – the majority of world stock markets have enjoyed a good year. It was also a good year for Joe Biden, who defeated Donald Trump in November’s Presidential election, and for supporters of Brexit. Finally, some 4½ years […]

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